Corporate Profile
Kalpataru Computer Services Private Limited., (KCS) is a
Mumbai based software consultancy and development firm, which was
founded as a proprietary firm in 1994, to offer IT solutions. Its
primary focus, since inception, has been to provide software and
solutions to the finance and banking sector. Its location in Mumbai,
India's commercial and financial capital, gives it distinct advantages
of market and product need. KCS was later converted into a corporate
entity, with a view to consolidate its past gains and giving a fillip to
the ongoing growth efforts. It has grown from offering consultancy
services, to providing Products & Customised software solutions for
specialized banking needs and products for the securities market. It has
also made emphatic forays into developing product lines for the
vertical segment market and e solutions. Over the years KCS has grown
from technology to technology, kept building its skills and continues to
deliver solutions to the satisfaction of its demanding customers.
We at KCS aim to provide our clients with a competitive advantage through timely delivery of high quality and cost effective software solutions. Our investment in people, processes, infrastructure and knowledge has enabled us to achieve this goal for our diverse clientele, both domestic and international. Our commitment to our customers has resulted in our becoming the dedicated software solutions provider for a majority of our clients.
KCS strives to become a one-stop shop for our client's entire spectrum of software and information technology requirements. This ensures that our clients can depend on a single, reliable partner for all their IT needs instead of having to deal with multiple vendors and service providers.
Fueled by deep banking domain expertise and industry exposure, KCS performed pioneering work for several leading MNC NBFC & Local private sector banks in the areas of Depository Back office, E-Broking Capital Markets Lending and Risk Management. The company provides valuable operational and technical experience in helping banks provide new and innovative products to their customers.
Our portfolio of services includes software development, software maintenance and enhancements, testing and quality assurance, support services and consulting. We possess in-house expertise in developing enterprise business systems and systems solutions with in-depth knowledge of specific domains within these two broad fields.
DEBOS (Depository Back Office Solution)
The Evolving Trends
Indian Financial system, with its structure of national level
depositories and depository participants has been in operation for over a
decade and is servicing retail and wholesale investors. The past couple
of years have seen an unprecedented increase and rapid change in the
'Indian Financial Markets' with introduction of on-line trading and
opening of new markets like commodities and derivatives. The entry of
host of brokers entering the on-line ring promises exciting times ahead.
The revolutionary & path breaking changes in technology have made
it possible for financial services to operate globally and offer a broad
array of new services. Within this high-tech and highly competitive
environment, financial services increasingly are finding that their
customers demand instantaneous and interactive access to
customer-specific information. These rich facilities have increased the
customer expectations & are the need of the hour. Today, customers
demand quality service & transparency of their investments. With the
cut - throat competition, the key differentiator for companies will be
the investment in technology and back office infrastructure. The
challenge ahead for the Depository Participants would be to operate in a
competitive yet lucrative market.
What Do We Offer?
DEBOS: Depository Participants Back Office is a
flagship product in capital markets primarily geared to facilitate the
Depository Participant/s with an integrated and robust platforms that
would enable the trading on both National Securities Depository Ltd.
(NSDL) and Central Depository Services Ltd. (CDSL). The system handles
all the back office operations of the depository participants. The
system is robust and enables the depository participant to handle the
ever growing volumes without compromising on service & quality to
its clients.
Capital Market Funding System
As financial institutions face stricter regulations and mounting competition, effective collateral management has become increasingly important. Higher losses due to credit failures and highly volatile stock markets over the last few years have further strengthened institutions' focus on efficient collateral management of the collaterals deposited by customers. Process flows are often not very efficient, and front-office processes are not coordinated with back-office activities. Typically, there is little or no system support, and distributed data makes reporting both time-consuming and costly.
For efficient collateral management, institutions need software that minimizes manual processing tasks and provides flexible capabilities for valuing collaterals using complex business rules. It should also have capability to track receivables, collateral assets. And it should easily integrate with other systems, such as loan systems;
